Home ownership expands personal liberty, builds communities, and helps Americans create wealth. “The American Dream” is not a stale slogan. It is the lived reality that expresses the aspirations of all our people. It means a decent place to live, a safe place to raise kids, a welcoming place to retire. It bespeaks the quiet pride of those who work hard to shelter their family and, in the process, create caring neighborhoods. Home ownership is best fostered by a growing economy with low interest rates, as well as prudent regulation, financial education, and targeted assistance to responsible borrowers.
The S&P Case-Shiller index, which tracks the 20 largest markets in the nation, showed the biggest year-over-year gain in prices since June 2006.
"The market still has a long way to go nationally, but the healing process -- and a return to a normalized housing market -- is definitely well underway," said Jim Baird, chief investment officer for Plante Moran Financial Advisors.
Home prices have been helped in recent months by a number of factors, including tight inventory of homes available for sale, near record-low mortgage rates and a drop in homes in foreclosure. A decline in unemployment is also helping the housing recovery.
The housing recovery itself is helping support overall economic growth, as builders scramble to hire workers to meet the renewed demand. The lift goes beyond the impact of increased construction on the economy, as the rise in home prices lifts household wealth.
Rising home prices also reduce the number of people owing more on their mortgages than their homes are worth. That, in turn, can help them to refinance those loans at a lower rate, freeing up money to spend on other goods and services.
Carpe Diem... Today is your day!
My motto in life and business. As an exclusive senior broker representing buyers, sellers, investors, developers and financial institutions, I am dedicated to providing high quality service in the Chicago suburbs and city as well as exposure on a global level for your property. I possess an intimate knowledge of the local market and specialize in residential and commercial properties of distinction.
I am a certified Eco-Broker and offer an educational based approach to my clients by delivering information on green products, services and market issues. I will educate them on energy, environmental, financial and green market issues.
Practicing the art of uniting extraordinary properties with extraordinary lives, I am ready to devote my attention to your particular real estate needs. I have the TRC designation which affords me the opportunity to conduct and facilitate transactions on an international level.
Over the last 15 years, I have professionally sold in the real estate, banking, legal and corporate environments throughout the Chicago metropolitan area. Utilizing the latest in marketing strategies, information technologies and business acumen, I welcome the opportunity to be a thought leader and trusted advisor throughout your real estate acquisition and disposition process.
I understand that real estate, regardless of its price range, reflects the incalculable value of the life lived within.
Chicagoluxuryrealty.com
TOP 10 HOT CAREERS for 2014+
1. Information technology. When career site Indeed.com recently analyzed millions of job postings on its web site, researchers found that the fastest-growing category of keywords — including HTML5, Android, mobile app, and social media — were in IT, and a new survey by tech job site Dice.com bears that out: About 65% of hiring managers said they hope to add tech staff in the first half of 2014. Roughly a quarter of those (27%) said they want to expand their IT headcount by more than 20%. Openings for software developers who specialize in applications will rise by more than one-third (34%) by 2018, says Best Jobs for the 21st Century, a new book by job market analyst Laurence Shatkin, while companies will hire 20% more computer systems analysts. Rising pay in these fields reflects the surge in demand: The Bureau of Labor Statistics says that developers of systems software, for instance, earn an average of $94,180 per year. Reinvigorate your ROI! Check out Silver Professionals IT offerings@ a fraction of the old school cost..
2. Health care professionals. Partly due to the aging of the U.S. population, health care has been hot for a while now, and the trend shows no sign of slowing. Shatkin's research says the U.S. will need 103,900 more registered nurses every year (average salary: $64,690) well into the next decade, along with 7,860 new physical therapists per annum (average pay: $76,310). Demand for dental hygienists is up too, with a projected 36.1% growth in job openings between now and 2018 (average pay: $68,250). One of Silver Professionals fastest growing verticals..RN,NP,PA,Physician and Executive Professional Medical Hiring
4. Engineers. Note to college students who want their pick of job offers when they graduate: Consider majoring in engineering. A whopping 88% of employers in a new poll by the Society for Human Resource Management bemoaned the difficulty of finding enough engineers to hire. Civil engineers are in demand too: Shatkin's analysis of BLS data shows a 24.3% spike ahead in jobs for people who design roads, bridges, and other infrastructure projects (average annual pay: $77,560).
5. Industrial skills. Think U.S. manufacturing is moribund? Think again. More than two-thirds (68%) of employers in the SHRM survey pointed to a shortage of qualified new hires to replace people retiring from the skilled trades: electricians, carpenters, welders. Moreover, says Justin Hirsch, "We're seeing an increase in industrial hiring in logistics, supply-chain management, and plant management." As more companies go global, demand for expertise in logistics -- the art and science of moving stuff efficiently from one place to another -- will continue to heat up.
6. Life sciences and biotech. Medical innovators ranging in size from Big Pharma down to biotech startups are on a hiring binge: Shatkin sees a 40% jump in job openings for research scientists between now and 2018 (average salary: $76,700). As with health care companies in general, these employers will also need managers and support staff (see No. 3).
7. Salespeople. Selling has historically been the closest thing there is to a recession-proof career, and this economic downturn is no exception. Since they're the ones bringing the dough in the door, salespeople are often the first to be hired and last to get laid off. Almost three-quarters (72%) of employers in the SHRM survey said they can't get enough salespeople now.
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8. Accounting and finance. Demand for accountants and finance mavens (particularly forensic accountants and compliance specialists) has been climbing steadily for the past several years, and U.S. colleges are still not turning out enough grads in these fields to fill the available openings. The SHRM survey found that more than half (54%) of employers would hire more accountants and finance experts if they could find them. Silver Professionals just launched a new service offering..CFOgurus.com. Blend the tactical approach of a controller +The strategic thinking of a CFO + The Benefits of a CPA outsourced partner
9. Discount retailers. "Not to mention any specific company names -- everyone knows who they are, anyway -- but the big national discount store companies have flourished during this recession," notes Justin Hirsch. "And most of them are hiring managers as well as in-store personnel."
10. Private equity firms. Recruiters report that private equity firms are actively seeking management talent for their portfolio companies "across all industries and all functional areas," says Hirsch. "They're poaching already-employed, seasoned managers from big companies -- people who can step into either a turnaround situation or a pre-IPO company and make it work. These are challenging jobs, and could be a real feather in a manager's cap if he or she can bring it off successfully."
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Check out our latest Jobs for Fall..
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