The nation's foreclosure inventory has contracted for 18
consecutive months and is now at its lowest point since the end of 2008,
totaling 1.28 million loans, or just 2.54 percent of today's active
are dipping now, and that makes some of us cranky. Cheer yourself up by focusing
on what you enjoy about chilly days. Here are 5 simple things to keep you cozy,
not cranky, when it’s cold outside.