Home ownership expands personal liberty, builds communities,
and helps Americans create wealth. “The American Dream” is not a stale
slogan. It is the lived reality that expresses the aspirations of all
our people. It means a decent place to live, a safe place to raise
kids, a welcoming place to retire. It bespeaks the quiet pride of those
who work hard to shelter their family and, in the process, create
caring neighborhoods. Home ownership is best fostered by a growing
economy with low interest rates, as well as prudent regulation,
financial education, and targeted assistance to responsible borrowers.
The S&P Case-Shiller index, which tracks the 20 largest markets in
the nation, showed the biggest year-over-year gain in prices since
June 2006.
"This marks the highest increase since the housing bubble burst," said
David Blitzer, chairman of the index committee at S&P Dow Jones
Indices.
"The market still has a long way to go nationally, but the healing
process -- and a return to a normalized housing market -- is
definitely well underway," said Jim Baird, chief investment officer for
Plante Moran Financial Advisors.
Home prices have been helped in recent months by a number
of factors, including tight inventory of homes available for sale, near
record-
low mortgage rates and a
drop in homes in foreclosure. A
decline in unemployment is also helping the housing recovery.
The housing recovery itself is helping support
overall economic growth, as
builders scramble to hire workers
to meet the renewed demand. The lift goes beyond the impact of
increased construction on the economy, as the rise in home prices lifts
household wealth.
Rising home prices also reduce the number of people owing more on their
mortgages than their homes are worth. That, in turn, can help them to
refinance those loans at a lower rate, freeing up money to spend on
other goods and services
Carpe Diem... Today is your day!
My
motto in life and business. As an exclusive senior broker representing
buyers, sellers, investors, developers and financial institutions, I
am dedicated to providing high quality service in the Chicago suburbs
and city as well as exposure on a global level for your property. I
possess an intimate knowledge of the local market and specialize in
residential and commercial properties of distinction.
I
am a certified Eco-Broker and offer an educational based approach to
my clients by delivering information on green products, services and
market issues. I will educate them on energy, environmental, financial
and green market issues.
Practicing
the art of uniting extraordinary properties with extraordinary lives, I
am ready to devote my attention to your particular real estate needs. I
have the TRC designation which affords me the opportunity to conduct
and facilitate transactions on an international level.
Over
the last 15 years, I have professionally sold in the real estate,
banking, legal and corporate environments throughout the Chicago
metropolitan area. Utilizing the latest in marketing strategies,
information technologies and business acumen, I welcome the opportunity
to be a thought leader and trusted advisor throughout your real estate
acquisition and disposition process.
I understand that real estate, regardless of its price range, reflects the incalculable value of the life lived within.
Chicagoluxuryrealty.com
rgoldstein@rubloff.com
TOP 10 HOT CAREERS for 2013+
1.
Information technology.
When career site Indeed.com recently analyzed millions of job postings
on its web site, researchers found that the fastest-growing category
of keywords — including HTML5, Android, mobile app, and social media —
were in IT, and a new survey by tech job site Dice.com bears that out:
About 65% of hiring managers said they hope to add tech staff in the
first half of 2012. Roughly a quarter of those (27%) said they want to
expand their IT headcount by more than 20%.
Openings for software developers who specialize in applications will rise by more than one-third (34%) by 2018, says
Best Jobs for the 21st Century,
a new book by job market analyst Laurence Shatkin, while companies
will hire 20% more computer systems analysts. Rising pay in these
fields reflects the surge in demand: The Bureau of Labor Statistics
says that developers of systems software, for instance, earn an average
of $94,180 per year.
2.
Health care professionals.
Partly due to the aging of the U.S. population, health care has been
hot for a while now, and the trend shows no sign of slowing. Shatkin's
research says the U.S. will need 103,900 more registered nurses every
year (average salary: $64,690) well into the next decade, along with
7,860 new physical therapists per annum (average pay: $76,310). Demand
for dental hygienists is up too, with a projected 36.1% growth in job
openings between now and 2018 (average pay: $68,250).
3.
Health care management and support staff.
Don't have the training or experience to work directly with patients?
No worries. "People often overlook the fact that businesspeople run
health care companies," says Justin Hirsch, president of recruiting
firm JobPlex. "With all the change happening in the system now, there
is churn as well as growth. We're constantly seeing new openings in
general management, finance, marketing, human resources, you name it."
4.
Engineers.
Note to college students who want their pick of job offers when they
graduate: Consider majoring in engineering. A whopping 88% of employers
in a new poll by the Society for Human Resource Management bemoaned
the difficulty of finding enough engineers to hire. Civil engineers are
in demand too: Shatkin's analysis of BLS data shows a 24.3% spike
ahead in jobs for people who design roads, bridges, and other
infrastructure projects (average annual pay: $77,560).
5.
Industrial skills.
Think U.S. manufacturing is moribund? Think again. More than
two-thirds (68%) of employers in the SHRM survey pointed to a shortage
of qualified new hires to replace people retiring from the skilled
trades: electricians, carpenters, welders. Moreover, says Justin
Hirsch, "We're seeing an increase in industrial hiring in logistics,
supply-chain management, and plant management." As more companies go
global, demand for expertise in logistics -- the art and science of
moving stuff efficiently from one place to another -- will continue to
heat up.
6.
Life sciences and biotech. Medical innovators
ranging in size from Big Pharma down to biotech startups are on a hiring
binge: Shatkin sees a 40% jump in job openings for research scientists
between now and 2018 (average salary: $76,700). As with health care
companies in general, these employers will also need managers and
support staff (see No. 3).
7.
Salespeople. Selling
has historically been the closest thing there is to a recession-proof
career, and this economic downturn is no exception. Since they're the
ones bringing the dough in the door, salespeople are often the first to
be hired and last to get laid off. Almost three-quarters (72%) of
employers in the SHRM survey said they can't get enough salespeople
now.
8.
Accounting and finance. Demand for
accountants and finance mavens (particularly forensic accountants and
compliance specialists) has been climbing steadily for the past several
years, and U.S. colleges are still not turning out enough grads in
these fields to fill the available openings. The SHRM survey found that
more than half (54%) of employers would hire more accountants and
finance experts if they could find them.
9.
Discount retailers.
"Not to mention any specific company names -- everyone knows who they
are, anyway -- but the big national discount store companies have
flourished during this recession," notes Justin Hirsch. "And most of
them are hiring managers as well as in-store personnel."
10.
Private equity firms.
Recruiters report that private equity firms are actively seeking
management talent for their portfolio companies "across all industries
and all functional areas," says Hirsch. "They're poaching
already-employed, seasoned managers from big companies -- people who
can step into either a turnaround situation or a pre-IPO company and
make it work. These are challenging jobs, and could be a real feather
in a manager's cap if he or she can bring it off successfully."
Silver Professionals..Employment
power and opportunities for dependable and loyal professional job
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Check out our latest Jobs for Spring..
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Our deepest satisfaction comes from finding other companies to
embrace our professional salespeople, scientists,health care,
manufacturing, energy/green, legal, tax , financial, HR, IT
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